Routing # 321076470

Pure Mastercard® Credit Card

Save with an everyday low rate and no annual fee.

Everyday low rate with no hoops to jump through

You found it! The credit card that has your back. There are no teaser rates here – just an everyday low rate when you need to carry a balance. And, with no annual fee and no balance transfer fee, you can save even more.

Bonus Offer: 0% APR for 6 months on balance transfers made in the first 90 days

Get pre-qualified and find out your credit limit in minutes without harming your credit.2

Guide to Benefits

Terms & Conditions


Competitive Low Rate

Rates as low as 11.75% APR1

$0 Balance Transfer Fee

You can save money and pay off balances faster when you transfer them from higher rate cards


Load it into your phone’s digital wallet, set it as your preferred online payment option or insert it when you’re out shopping – you have the flexibility to use your card the way you choose


Set up alerts, view your account activity, and even lock or unlock your card in Patelco Online™

Payment Protection

Special insurance cancels your loan payments or loan balance, up to contract maximums, if you become unemployed, disabled, or pass away

Added Mastercard benefits

Mastercard ID Theft Protection Learn more >

Zero Liability Protection Learn more >

Credit Card Rates

Rates Effective 09/26/2023

Card TypeAmount

APR Range1

Range of APR4

17972Credit Cards-Pure MastercardPure Mastercard®$300 - $50,00011.75% to 18.95%11.7511.20126/09/2023$90,000
18284Credit Cards-Points Rewards World MastercardPoints Rewards World Mastercard®$300 - $50,00013.40% to 21.90%12.913.4226/09/2023
18300Credit Cards-Progress Student Rewards MastercardProgress Student Rewards Mastercard®$300 - $5,00013.40% to 21.90%13.4013.40326/09/2023$50,000
18308Credit Cards-Pure-Secured MastercardPure Secured Mastercard®$300 - $10,00011.45%11.4511.75426/09/2023$10,000

Frequently Asked Questions

Get started now

The Patelco Pure Mastercard Credit Card gives you a smart and easy way to pay.

1 APR=Annual Percentage Rate. Variable APR as of 09/26/2023. Rate adjusts monthly and equals prime rate for previous month plus a margin range based on credit worthiness. Applies to Purchases and Balance Transfers.

2 Patelco runs a "soft" credit pull to create your personalized credit card offer, all without affecting your credit score. If you then submit a credit card application, we will request your full credit report (also known as a “hard” credit pull) from one or more credit reporting agencies, and this can affect your credit score.


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